FINANCIAL REPORT 2015

2.7.8. DUE TO CREDIT INSTITUTIONS AND TO CUSTOMERS

2.7.8.1. Due to credit institutions

31.12.2015

31.12.2014 Restated (1)

(in thousands of euros)

CREDIT INSTITUTIONS Deposits . of which current accounts in credit . of which daylight overdrafts and accounts Securities sold under repurchase agreements

1 671 704 1 618 798 11 809

1 566 999 1 490 509 61 681

5 576 040

5 159 266

CARRYING AMOUNT

7 247 744

6 726 265

(1) Restated amounts compared with the financial statements published in 2014, following the application of IFRIC 21

2.7.8.2. Due to customers

(in thousands of euros)

31.12.2015

31.12.2014 Restated (1)

Current accounts in credit

37 734 260

26 611 493

Other due to customers

1 786 659

5 127 510

Securities sold under repurchase agreements

2 059 002

6 613 612

CARRYING AMOUNT

41 579 921

38 352 615

(1) Restated amounts compared with the financial statements published in 2014, following the application of IFRIC 21

2.7.9. DEBT SECURITIES AND SUBORDINATED DEBT

(in thousands of euros)

31.12.2015

31.12.2014 Restated (1)

SUBORDINATED DEBT Fixed-term subordinated debt

250 017

352 115

Perpetual subordinated debt

80 469

80 471

CARRYING AMOUNT

330 486

432 586

(1) Restated amounts compared with the financial statements published in 2014, following the application of IFRIC 21

2.7.10. Information on the offsetting of financial assets and financial liabilities Offsetting - Financial Assets

Offsetting effects on financial assets covered by master netting agreement and similar agreements

31.12.2015

Type of financial instrument

Other amounts that can be offset under given conditions

Gross amounts of recognised

Net amounts of financial assets presented in the financial statements

Gross amounts of recognised financial assets before offsetting

Net amount after all offsetting effects

Gross amounts of financial liabilities covered by master netting agreementy

Amounts of other financial instruments received as collateral, including security deposit

financial liabilities set off in the financial statements

(in thousands of euros)

Derivatives

357 222

357 222

249 655

67 357

40 210

Reverse repurchase agree- ments

7 844 183

7 844 183

1 433 348 6 410 835

Securities lent

2 340 635

2 340 635

2 340 635

TOTAL FINANCIAL ASSETS SUBJECT TO OFFSETTING

10 542 040

0 10 542 040

249 655

1 500 705 8 791 680

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