FINANCIAL REPORT 2015

Change between 31 December 2014 and 31 December 2015

CHANGES IN EXPOSURES BEFORE HEDGING (in thousands of euros)

Outstanding at 31.12.2014 Restated (1)

Recycling of available- for-sale reserves

Disposals net of reversals of provisions

Change in fair value

Maturing debts

Accrued interest

Acquisitions Outstanding at 31.12.2015

Spain France Greece Ireland Italy

Portugal HELD-TO- MATURITY FINANCIAL ASSETS

0

0

0

0

0

0

0

0

Spain

538 475

-19 300

-126

519 049

France

4 378 398 -7 470

-10 940 -2 833 018

-1 732 281

4 842 767 4 637 457

Greece Ireland Italy Portugal AVAILABLE- FOR-SALE FINANCIAL ASSETS Spain France Greece Ireland Italy Portugal LOANS AND RECEIVABLES Spain France Greece Ireland Italy Portugal TRADING BOOK PORTFOLIO (EXCLUDING DERIVATIVES)

4 916 873 -26 770

0 -11 066 -2 833 018 -1 732 281

4 842 767

5 156 506

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

TOTAL 5 156 506 (1) Restated amounts compared with the financial statements published in 2014, following the application of IFRIC 21 4 916 873 -26 770 0 -11 066 -2 833 018 -1 732 281 4 842 767

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