FINANCIAL REPORT 2013

• 2.6.4. Net gains (losses) on available-for-sale financial assets

(in thousands of euros)

31.12.2013

31.12.2012

Dividends received

210

– 2

Realised gains or losses on available-for-sale financial assets

11 965

6354

NET GAINS OR LOSSES ON AVAILABLE-FOR-SALE FINANCIAL ASSETS

12 175

6352

• 2.6.5. Income and expense on other activities

(in thousands of euros)

31.12.2013

31.12.2012

Other net income (expense)

– 4 178

– 7958

INCOME (EXPENSE) RELATED TO OTHER ACTIVITIES

– 4 178

– 7958

• 2.6.6. General operating expenses

(in thousands of euros)

31.12.2013

31.12.2012

Personnel costs

– 295 919

– 293506

Taxes other than on income or payroll-related

– 10 128

– 10110

External services and other general operating expenses

– 223 588

– 232330

OPERATING EXPENSES

– 529 634

– 535947

• 2.6.7. Depreciation, amortisation and impairment of property, plant and equipment and intangible assets

(in thousands of euros)

31.12.2013

31.12.2012

DEPRECIATION AND AMORTISATION

– 39 719

– 33610

– property, plant & equipment

– 4 956

– 5432

– intangible assets

– 34 763

– 28179

TOTAL

– 39 719

– 33610

• 2.6.8. Cost of risk

(in thousands of euros)

31.12.2013

31.12.2012

CHARGE TO PROVISIONS AND IMPAIRMENT

– 868

– 1578

Fixed income available-for-sale financial assets

– 74

Other assets

– 868

– 1504

WRITE!BACKS OF PROVISIONS AND IMPAIRMENT

1 341

1540

Fixed income available-for-sale financial assets

74

Other assets

1 267

1540

NET CHARGE TO IMPAIRMENT AND PROVISIONS

473

– 38

Recoveries on bad debts written off

5

COST OF RISK

473

– 33

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