FINANCIAL REPORT 2013

2.5.1.1. Maximum exposure to credit risk An entity’s maximum exposure to credit risk is the gross carrying amount, net of any offset amount and any recognised loss of value.

(in thousands of euros)

31.12.2013

31.12.2012

Financial assets at fair value through profit or loss (excluding equity securities)

240 362

203046

Hedging derivative instruments

3 670

Available-for-sale assets (excluding equity securities)

21 169 785

25659788

Loans and receivables to credit institutions

19 903 699

21384255

Loans and receivables to customers

3 228 362

3966670

EXPOSURE TO ON!BALANCE SHEET COMMITMENTS "NET OF IMPAIRMENTS#

44 545 878

51213759

Financing commitments given

182 578

205131

Financial guarantee commitments given

39 573

72825

EXPOSURE TO OFF!BALANCE SHEET COMMITMENTS "NET OF PROVISIONS#

222 151

277956

TOTAL NET EXPOSURE

44 768 029

51491715

2.5.1.2. Loans and receivables to credit institutions and customers by customer type

31.12.2013

o/w gross loans and receivables individually impaired

Gross outstanding

Individual impairment

Collective impairment

Total

(in thousands of euros)

Central governments

2 072

2 072

Central banks

10 177 287

10 177 287

Credit institutions

9 588 197

9 588 197

Institutions other than credit institutions

0

Large corporates

3 154 880

3 154 880

TOTAL

22 922 436

0

0

0

22 922 436

31.12.2012

o/w gross loans and receivables individually impaired

Gross outstanding

Individual impairment

Collective impairment

Total

(in thousands of euros)

Central governments

157

157

Central banks

7183629

7183629

Credit institutions

14200626

14200626

Institutions other than credit institutions

10672

10672

Large corporates

3955840

3955840

TOTAL

25350925

0

0

0

25350925

17